Car insurance is one of the most expensive auto insurance programs out there. If you’re reading this, you’re probably one of the more than 10 million Americans who have auto insurance. That makes you unique among all people who have access to car insurance. Many people with bad credit or low income can get car insurance that doesn’t apply to their actual driving history. This means they can get car insurance that works for them instead of the government-run system they’re signed up for. If your relationship with your car company isn’t good enough to qualify you for an unofficial program, it might be worth checking into a private one. Check out our step-by-step guide on how to patch together a car insurance program that works so you can save money and look after your own interests.
Get a Free Credit Score
When you get your free credit score, it’s a huge deal. If you have lower scores than someone on a different company’s insurance plan, you get free insurance. But if you have higher credit scores, you don’t go without coverage. Getting a free credit score means the insurance company just has to show you the best price. It doesn’t mean they have to show you a good rate. Getting a free credit score doesn’t mean they won’t price you any higher. They could price you higher because they don’t know you well enough to know you have low credit scores. On the other hand, getting a low credit score is a huge red flag that they worry might be a red flag that you shouldn’t be in their program in the first place. The insurance company then has to show you the best price.
